Market tip

Market tip

Traditional pension funds are generally run by professional money managers, while 401(k) plans are run by their owners — average Joes and Janes following who-knows-what strategy, constrained only by the investment options offered by their employers. So how have these two very different types of plans performed over the years? About the same, according to a new study from 1990 to 2002. On average, traditional plans returned 10.84 percent a year during that time, while 401(k)s have racked up 10.77 percent.