It pays to be rich if you need a credit card
![Americans are feeling more confidence in the economy, and in turn are increasing their willingness to use credit to make purchases. The first increase in credit-card debt since the financial crisis hit helped to boost overall consumer borrowing 3 percent in December. (Associated Press)](https://thumb.spokesman.com/2q5WOmBJS4qhTiHXInvZlBHF6fA=/810x0/media.spokesman.com/photos/2011/02/08/biz8_card.jpg)
COMING UP IN SUNDAY BUSINESS
A year after sweeping credit card regulations upended the industry, banks are showering perks and rewards on big spenders with sterling credit scores.
And they’re socking customers with spottier histories with higher interest rates, lower credit limits and new annual fees. In some cases the riskiest customers are being dropped altogether.
We'll have a package of stories about the changes and tips for credit card users this Sunday in Business.